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The 10-Year You: How to Make Career Decisions Your Future Self Won't Regret

Learn how small rating shifts compound over a decade. Use the 10-Year You lens to evaluate job offers, internal moves, and quitting decisions.

By Dr. Rachel Martinez12 min read
career decisions
long-term planning
LA4P framework
decision making
career strategy
future self
Cover for The 10-Year You: How to Make Career Decisions Your Future Self Won't Regret
Dr. Rachel Martinez

Dr. Rachel Martinez

Career Coach

Written by our expert panel: career coach, psychologist, HR leader, and product designer. Every article includes exercises you can try in the app.

Two Paths. One Decade. Which Version of You Shows Up?

Two paths. Both reasonable. Both pay well. You pick one.

In 10 years, one choice has you with options. The other has you trapped.

The difference? Three points on a rating scale.

Small differences compound. A role rated 22/30 versus 25/30 feels negligible today. In a decade, it's the difference between having capabilities people pay for and being very good at something you no longer want to do.

What if you could interview your 10-Year You before making the decision?

If You're Already Trapped, Start Here

Meet Sarah McCarthy. At 31, she's a former McKinsey consultant now at a high-growth startup. She makes $280K. Her title sounds impressive. She's unhappy.

"I knew something felt off when I took this role," she tells me. "But the offer was so good. Everyone said I'd be crazy to turn it down."

If you're reading this because you're already stuck—not choosing between offers but wondering whether to blow up your current situation—the 10-Year You framework still works. But you need a different threshold.

If your current role has been below 20/30 for 6+ months, your 10-Year You is already sending you signals. The question isn't "Can I afford to leave?" It's "Can I afford another year of this?"

Julia left her VP role at Stripe (5/5 Prestige, 5/5 Profit, 2/5 Alignment) to join a climate startup as Head of Product (3/5 Prestige, 3/5 Profit, 5/5 Alignment). Two years later, she's a founding team member at a Series B company, makes comparable money, and actually wants to go to work.

She doesn't regret the pay cut. She regrets waiting 18 months to make the move.

Before You Can Think 10 Years Ahead, You Need to Survive 10 Months

If your current role rates below 3/5 on Pace (unsustainable hours), People (toxic environment), or Alignment (soul-crushing work) for 6+ months, this framework doesn't apply yet.

There's traditional burnout—you're exhausted, can't sleep, dread Monday. And there's alignment burnout—you're dying inside even though the hours are fine and the pay is great. Both require the same response: first get to baseline, then optimize.

Recovery path: Take the role that gets you back to 3/5 on the dimensions that prevent burnout (even if it's "boring"), then use the 10-Year You framework for your next move.

Not sure if you're burned out or just having a bad week? Pattern recognition matters. If you've rated Pace as 2/5 for six months straight, that's structural, not temporary.

The 10-Year You Interview Process

Step 1: Rate Both Scenarios Today

Use the LA4P framework to score your current situation and any alternatives. Six dimensions, each rated 1-5:

  • Learning (are you growing?): Skill development, challenging work, learning velocity
  • Alignment (does this matter to you?): Mission fit, meaningful work, values match
  • People (who are you working with?): Team quality, manager, relationships, culture
  • Prestige (what's the brand value?): Recognition, career capital, resume value
  • Pace (can you sustain this?): Work-life balance, hours, flexibility
  • Profit (what's the money?): Compensation, equity, financial security

Each dimension gets 1-5 points, total score between 6 and 30.

Rating anchors:

  • 5/5 = Top 10% of your experience (Learning: acquiring rare skills that didn't exist 3 years ago; People: working with recognized experts; Alignment: you'd do a version of this work even if you won the lottery)
  • 3/5 = Solid baseline (Learning: getting incrementally better at existing skills; People: functional team, no major issues; Alignment: work is fine, you don't dread it)
  • 1/5 = Bottom 10% of your experience (Learning: repetitive work, no growth; People: toxic environment or complete isolation; Alignment: counting hours until you can leave)

Step 2: Calculate the Compound Effect by Asking Your 10-Year You

Small differences compound. Watch what happens:

Dimension
LA4P Factor
Scenario A (22/30)
Good company, plateau trajectory
Scenario B (25/30)
High-growth trajectory
Learning3/5 - Skill growth plateaus after year 35/5 - Steep growth curve, new skills every 18 months
People3/5 - Network expands slowly, mostly lateral connections4/5 - Network includes mentors, founders, domain experts
Prestige4/5 - Brand name opens doors... that lead to similar roles3/5 - Lesser-known company, but you're building rare skills
10-Year ResultVery good at what you already doCapabilities that didn't exist when you started

Same person. Different role. Different 10-year trajectory.

Now write what your 2035 self would say about each path:

  1. "What skills do I have now that I didn't have in 2025?"
    Be specific. "Better at product management" is vague. "Can take a product from 0 to 1, raised a Series A, hired and managed a 12-person team" is concrete.

  2. "What doors are open to me now that weren't open in 2025?"
    Can you start your own company? Join as a founding team member? Command 2x your current salary? Work remotely from anywhere?

  3. "What would I tell 2025-me about this decision?"
    Future you has information present you doesn't. Channel it.

  4. "Am I grateful for the choice I made, or do I wish I'd been braver?"
    In my coaching experience, people more often regret optimizing for prestige over learning—but this varies by individual risk tolerance and financial situation. Research on regret shows we regret inactions more than actions long-term (Gilovich & Medvec, 1995). That doesn't mean all action is good. It means we should be wary of default choices.

Why Your Future Self Might Be Lying to You

Here's the problem: we're terrible at predicting our emotional reactions.

Research on affective forecasting shows we consistently overestimate how events will affect us and underestimate our ability to adapt (Wilson & Gilbert, 2005). You think leaving your $280K job will make you miserable. You think joining the startup will make you ecstatic. Both predictions are probably wrong—you'll adapt to either situation faster than you expect.

This doesn't mean the 10-Year You framework is useless. It means: don't ask "Will I be happy?" Ask "What capabilities will I have?" and "What will I learn about myself?" These are more predictable than emotional states.

Better yet: interview people 5-10 years ahead on each path. Ask them what they wish they'd known. Their hindsight is more reliable than your foresight.

Look for Rating Shifts That Compound

After watching hundreds of people make these decisions over a decade, I've noticed something: not all dimensions compound equally.

Learning and People create compounding returns—rare skills multiply opportunities, strong networks open hidden doors. Alignment sustains energy over long runways, letting you build deeper expertise. Research on expertise development (Ericsson & Pool, 2016) suggests that deliberate practice in challenging environments accelerates skill acquisition—but only if the difficulty level matches your current capabilities.

Prestige and Profit? They're more like flat lines. Salary increases are linear; skills multiply opportunities. Brand names open first doors but don't keep them open.

This doesn't mean ignore salary or work-life balance. It means: If you're choosing between two roles, and one is slightly better on Profit while the other is much better on Learning, your 10-Year You is probably begging you to take the learning.

Your experience might differ, but here's the pattern I see: people who optimize for dimensions that compound end up with more options. People who optimize for dimensions that don't end up with more of what they already have.

Compounding vs. Linear Career Dimensions

Real Example: Francisco's Fork in the Road

Francisco Alzantara, 26, software engineer. Two offers:

Unicorn offer: 23/30 (Prestige 5/5, Profit 5/5, Learning 3/5, People 3/5, Alignment 2/5, Pace 3/5)
Startup offer: 22/30 (Learning 5/5, Alignment 5/5, People 4/5, Prestige 2/5, Profit 3/5, Pace 3/5)

On paper, the unicorn edges ahead.

Francisco does the 10-Year You interview:

Before

2035 Francisco from Path A (Unicorn)

  • Senior engineer at big company, making $400K
  • Very good at fintech infrastructure
  • Bored and thinking about climate work
  • Network is all fintech people
  • Wondering if I should've tried something harder when I had the chance
After

2035 Francisco from Path B (Startup)

  • 3 years at climate startup taught me more than expected
  • Now engineering leader at another climate company
  • Thinking about starting my own thing
  • Making more now AND wake up excited
  • Some ambivalence about the unicorn money, but can live with this uncertainty

Francisco picks Path B. Not because the ambivalence disappears—it doesn't—but because he can live with that version of uncertainty. He can't live with Path A's regret.

He's not choosing between jobs. He's choosing between 10-year skill portfolios. Path A builds "senior engineer at established company" skills. Path B builds "founding engineer in emerging space" skills.

Which portfolio is more valuable in 2035? Only Francisco can answer.

When Good Decisions Have Bad Outcomes (And Vice Versa)

Marcus joined a Series A climate tech startup (high Learning 5/5, high Alignment 5/5, rated 26/30) over a stable corporate job. The startup failed 18 months later.

But Marcus doesn't regret it.

"I learned more in those 18 months than I would have in 3 years at the corporate job," he tells me. "I shipped a product from zero to a thousand users. I hired engineers. I learned what doesn't work. Those skills got me a better next role—I'm now a founding engineer at a Series B company making more than the corporate job would've paid."

The outcome wasn't what he predicted. The decision process was sound.

This is important: Decision quality ≠ outcome quality. You can make the right decision and have bad luck. You can make the wrong decision and have things work out. The goal isn't to predict the future perfectly—it's to build a decision process you can trust when outcomes are uncertain.

And sometimes the "wrong" decision works out because humans adapt. Sarah's friend took the McKinsey path, still works in consulting, and is genuinely happy. Hedonic adaptation is real—we adjust to our circumstances, both good and bad, faster than we expect.

The framework isn't about finding the objectively correct answer. It's about making a choice you can live with.

What If I Don't Know What I Want, Just That This Isn't It?

Sarah's real question isn't "Which offer should I take?" It's "Should I leave, even though I don't know where I'm going?"

If you're stuck but don't have a concrete alternative, the 10-Year You framework still helps—but you use it differently.

1
Step 1 of 4

Rate your current role weekly for 6-8 weeks

Track the pattern. If Alignment is consistently 2/5 or below, that's not a bad week—that's data telling you to move.

Use the LA4P framework to rate all 6 dimensions
Log ratings weekly in a spreadsheet or 40yearscareer
Look for consistent patterns across 6+ weeks
2
Step 2 of 4

Identify which dimensions matter most to you

You might not know what you want, but you know what you need. Do you need Learning above all? Alignment? People? That's your North Star.

3
Step 3 of 4

Calculate your runway

How much savings do you have? What's your monthly burn rate? How long can you search or take a lower-paying role?

💡 Note:

For ex-consultants and high-earners: you probably have more runway than you think. If you've been making $280K, you've likely saved aggressively (or could). Six months of savings at a reduced burn rate = 12-18 months of breathing room.

4
Step 4 of 4

Take a "recovery role" that's 3/5 on your critical dimensions

You don't need to find your dream job. You need to escape the nightmare. A boring but stable role that lets you recover while you figure out what's next is a valid move.

Julia didn't go straight from Stripe to her dream climate role. She took a 6-month contract at a smaller company to decompress and explore. That gave her the space to find the right next thing.

Ready to Interview Your 10-Year You?

Stop guessing what your future self would want. Use our interactive decision tracker to rate both options, project 10 years forward, and make choices you won't regret.

Start Your 10-Year Analysis

Your 10-Year You Decision Template

Your 10-Year You Decision Template

Compare two career options side-by-side

DimensionOption AOption B
Rate Each Dimension (1-5)
Learning (What will I learn?)
1
2
3
4
5
1
2
3
4
5
Alignment (Does this matter?)
1
2
3
4
5
1
2
3
4
5
People (Who am I with?)
1
2
3
4
5
1
2
3
4
5
Prestige (Brand value?)
1
2
3
4
5
1
2
3
4
5
Pace (Sustainable?)
1
2
3
4
5
1
2
3
4
5
Profit (Money?)
1
2
3
4
5
1
2
3
4
5
TOTAL
Interview Your 10-Year You
What skills do I have?
________
________
What doors are open?
________
________
What do I wish I'd known?
________
________
Grateful or regretful?
________
________
Debiasing Techniques
Final Decision
Decision
________
Why
________
40 Years Career Playbooks | Comparison Worksheet
Page 1

Ready to make your decision?

Use our interactive calculator to save and compare your options

Use Our Interactive Calculator

💡 Remember: If you're unsure what your 10-Year You would say, gather more information before deciding. Talk to people 5-10 years ahead on each path. Ask them what they wish they'd known.

Use Our Interactive Calculator

When the Framework Breaks Down

This framework assumes certain conditions hold. Sometimes they don't:

Rapidly changing industries: If you're in crypto or AI, 10-year predictions are mostly fiction. Shorten your time horizon to 3-5 years and optimize for adaptability (Learning, People) over specific outcomes.

Personal circumstances override career optimization: Family needs, health issues, visa constraints, caring for aging parents—these aren't "career" decisions, they're life decisions. The framework can inform them but shouldn't dominate them.

Luck matters more than you think: You can't control market timing, whether your company succeeds, or whether your manager gets promoted or fired. The framework helps you make better bets, not eliminate uncertainty.

Path dependencies are real: Some choices close doors permanently. If you want to be a doctor, you can't optimize for short-term learning at a startup—you need to go to medical school. Know which decisions are reversible and which aren't.

The goal isn't to find the perfect decision. It's to make a thoughtful choice you can live with, knowing you used the best information available.

How 40yearscareer Helps You Track What Actually Compounds

You can do this exercise in a spreadsheet. Many people do.

But people don't revisit spreadsheets. They make them once, during a decision, then never look again.

Your career isn't one decision. It's a series of decisions over 40 years. The 10-Year You framework only works if you track your ratings over time, see how your predictions played out, and adjust your decision-making based on what actually compounds.

After tracking 3-4 decisions, you'll notice your patterns. Do you consistently overvalue Prestige? Undervalue Pace until you burn out? Overestimate how much Alignment you need, or underestimate it?

40yearscareer shows you your decision-making fingerprint—so you can correct for your biases before they compound. Understand how tracking career dimensions reveals exit patterns that predict your next move before you consciously realize it.

For people already stuck: Track your current role's ratings weekly. When you see 6+ months of Alignment at 2/5, that's not a bad week—that's data giving you permission to leave.

Think of it as a journal that does math. Your LA4P ratings over time, your 10-Year You predictions, and your actual outcomes—all in one place.

Start Your Free Trial

Make your next decision with your 10-Year You in the room. Track your LA4P ratings, see your patterns, and build a decision process you can trust.

Postscript: Sarah's Update

Remember Sarah? She's now at a climate startup, making $180K instead of $280K. She's also the happiest she's been in years.

She didn't interview her 10-Year You before taking the McKinsey path. She's interviewing her now.

"I wish I'd had this framework at 25," she tells me. "But I'm grateful I have it at 31. Better late than never."

Better late than never.


Related reading: Why we spend 40 hours planning a wedding but 40 minutes planning a 40-year career | How to compare job offers like an investor evaluates startups

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Open 40yearscareer, add your current role or offer as a chapter, and score it 1–5 on Learning, People, Alignment, Pace, Profit, and Prestige. You’ll see immediately where the tension really is.

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